Liquor Liability Insurance

restaurant tableOwning a business comes with a lot of responsibilities. But owning a tavern in Illinois – that comes with even more responsibilities and risks. When liquor is involved, what doesn’t?

Picture this: It’s Friday night and your tavern is booming. The Chicago Bulls are playing their rivals, Orlando Magic, and the fans that have come to watch tonight’s game are fired up. The night goes on with a back and fourth game that ends up being a too close for comfort win for the Bulls. Everyone is excited and celebratory pitchers of beer are being passed around.

You’re excited too, how could you not be? When the bar closes for the evening, you head home and as you’re watching the news you learn about a car accident involving a drunk driver. Both he and the passenger in the other car are seriously injured.

Unfortunately for you, the driver was Joe from your local neighborhood. Illinois law says that you can be held responsible for the accident since Joe was at your bar before driving home. Both victims are legally allowed to bring suit against you because your tavern was providing the alcohol to Joe.

There is good news. In Illinois, you can easily obtain liquor liability insurance for your business and protect yourself from claims such as the one in this scenario. At The Jager Agency, A Division of Dimond Bros. Insurance, we are qualified to provide you comprehensive coverage for your tavern, bar, or any other business you may own that sells liquor to Illinois residents.

While we understand that not every business will require or want the same coverage, your typical liquor liability insurance can include coverage for:

  • Assault & Battery Claims
  • Employee Inclusion
  • Legal Defense Costs

If you own a tavern or other business that sells liquor and you want to learn about your options for liquor liability insurance, give us a call at 888.298.6006 and we can discuss your unique needs and get you covered with a comprehensive plan. You can also fill out the free quote form on our site and we’ll get back to you right away.

Don’t leave yourself with such incredible risks. Insure your tavern or bar today!